Information on Advance-fee Loan Scam

The fraudsters responsible for this scam demand upfront payment of various “fees,” requesting payment via money, wire or cash transfers, or via prepaid debit cards like Green Dot.

These scammers are not affiliated with Cash Factory USA or anyone associated with us. Cash Factory USA does not require upfront payment on any of its loans and does not charge application fees. These scammers often attempt to copy legitimate lenders’ licenses or use fake loan confirmations or approval letters.

Warning Signs

  • They ask for payment in advance
  • They ask for a prepaid debit card like Green Dot
  • They ask you to wire them money
  • They send fraudulent approval or confirmation letters.
    These are examples of fraudulent letters.

* Loan funding times and loan amounts are subject to eligibility. Not all applications are approved. Cash Factory USA is not a lender in all states, and loan approvals and amounts are subject to qualification criteria and applicable state laws. If approved before 9 am PT on a business day, funds are generally deposited via ACH the same day or, if approved before 5:15 pm PT, the next business day.  Some applications may require additional verification to qualify, which could delay funding. See Rates & Terms for your state or call us at 855-374-5626 for more details.

Cash Factory USA may use application information, loan history, and various credit reports as part of their underwriting. TX residents: Cash Factory USA operates as a Credit Access Business, arranging a loan between you and a third party. See Licenses & Registrations for additional information. Short-term loans are not intended to be long-term financial solutions. Customers with credit difficulties should seek credit counseling. A single cash advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive.

2233 Paradise Road, LLC, d/b/a Cash Factory USA
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