What if I change my mind after taking out a loan?

A borrower may rescind a loan without any cost for any reason. A request to cancel must be in writing. Please review your loan agreement for specific instructions.

  • California and Nevada Residents – You may cancel and avoid paying the Finance Charge and any other fees by returning the loan amount at any time before 5:00 PM Pacific Time of the business day following the date on which the loan agreement is executed.
  • Missouri, Utah, Delaware, Idaho, and Wisconsin Residents – You may cancel or rescind the loan agreement, with no additional charges and at no cost, by returning the loan amount at any time before 5 pm Pacific Time of the business day following the date the loan agreement is executed.
  • Texas Residents – You may rescind future payment obligations without cost or finance charges, no later than midnight, Central time, of the third day, immediately following the date on which the loan agreement is executed.