Notice of Privacy Policy

FACTS	WHAT DOES CASH FACTORY USA DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and income Account transaction and payment history
How?	All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Cash Factory USA chooses to share; and whether you can limit this sharing.

Reasons we share your personal information	Does Cash Factory USA share?	Can you limit this sharing?
For our everyday business purposes to process your transaction(s), maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes to share information about your transaction(s) and experience(s)	Yes	No
For our affiliates’ everyday business purposes to share information about your creditworthiness	No	We do not share
For our affiliates to market to you	No	We do not share
For our non-affiliates to market to you	No	We do not share

Who we are
Who is providing this notice?	Cash Factory USA
What we do
How does Cash Factory USA protect my personal information??	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Cash Factory USA collect my personal information?	We collect your personal information, for example when you Use our website Apply for a loan Give us your income information Provide account information Give us your contact information We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes information about your creditworthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include companies doing business under the trade names ‘Cash Factory USA’ and financial companies such as 2233 Paradise Road, LLC.
Non-affiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Non-affiliates we share with can include consumer lenders, direct marketing companies, debit card issuers collection agencies and others.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include financial companies such as credit card companies.
Other Important Information
California Residents	We will not share your personal information wtih non-affiliates for their marketing purposes without your consent. We will not share your personal information with affiliates or outside companies we contract with to provide financial products or services, except as permitted by law.

Effective Date: 08/03/2018

We have helped hundreds of thousands of customers just like you.
Since Cash Factory USA offers a variety of loan products and amounts, you may be able to find exactly what you’re looking for without having to scour the web. We try to eliminate unnecessary hoops for you to jump through and make sure our lending process is straight forward.

We are government licensed and compliant with state and federal laws and regulations.
If Cash Factory USA lending products sound like they may work for your situation, apply now.

* Loan funding times and loan amounts are subject to eligibility. Not all applications are approved. Cash Factory USA is not a lender in all states, and loan approvals and amounts are subject to qualification criteria and applicable state laws. If approved before 9 am PT on a business day, funds are generally deposited via ACH the same day or, if approved before 5:15 pm PT, the next business day. Some applications may require additional verification to qualify, which could delay funding. See Rates & Terms for your state or call us at 855-374-5626 for more details.

Cash Factory USA may use application information, loan history, and various credit reports as part of their underwriting. TX residents: Cash Factory USA operates as a Credit Access Business, arranging a loan between you and a third party. See Licenses & Registrations for additional information. Short-term loans are not intended to be long-term financial solutions. Customers with credit difficulties should seek credit counseling. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive.

2233 Paradise Road, LLC, d/b/a Cash Factory USA

© 2016-2023 - All Rights Reserved