Cash Factory USA Payday and Installment Loans

If an unexpected car repair, emergency situation, or other bill has you scrambling for cash but payday is still days away, you might be wondering how you’re going to handle it. At Cash Factory USA, you may be able to find a short or longer-term loan option that can help.

We fund our loans quickly with a deposit to your checking account typically by the next business day.

Quick Application

Our application process is quick and easy, get a decision in minutes

Trusted

Your information will be kept safe and secure

Customer Satisfaction

We've serviced over 100,000 happy customers and have an "excellent" trust pilot rating

Why Choose Us?

When you choose to do business with us, you’ll experience an easy application process. Our application is simple, straightforward, and does not require you to click through a lot of links or jump from website to website. Our approval process is fast and is typically completed the same day, often within minutes. We fund our loans quickly with a deposit to your checking account typically by the next business day. Your loan approval is based on your qualifications and any laws your state may have in place governing loans. Have bad credit? You may still qualify for a loan. Check out our rates and terms to learn more about the guidelines in your state, and check back often to find more options for installment loans and other loans for people with bad credit.

Our Products

We offer a quick and easy application process, a fast decision, and money deposited into your checking account typically by the next business day.

A payday loan is helpful if you need a small amount of money quickly. These loans are typically between $100 and $1,000 and you are usually required to pay the loan back on your next payday. If you’re looking for payday advance loans, you may be able to find help here. Keep in mind, different loan limits may apply depending on your state.

We also offer installment loans. Installment loans can also be approved quickly. These loans may be better for those who are unable to pay the full amount back on their next payday. With an installment loan from Cash Factory USA, you may be able to borrow from $100 to $1,500. The longer-term gives you several months to pay back the balance. These loans typically have different income and credit requirements than our other products and are only available in select states.

To better serve our customers, we are always adding new products to serve your needs.

Installment Loans

Cash Factory USA offers installment loans in certain states. These loans may be better for those who are unable to pay the full amount back on their next payday. With an installment loan from Cash Factory USA, you may be able to borrow from $100 to $1,500. The longer-term installment loans give you several months to pay back the balance. These loans typically have different income and credit requirements than our other shorter-term loan products and are only available in select states.

Payday Loans

A payday loan is helpful if you need a small amount of money quickly. These loans are between $100 and $1,000 and you will typically be required to pay the loan back on your next payday. If you’re looking for payday advance loans, you may be able to find help at Cash Factory USA. Keep in mind, different loan limits may apply depending on your state.

Our Locations

Cash Factory USA may be able to provide you with a loan if you live in a state we service. We are currently offering loans in DE, ID, MO, NV, TX, UT, and WI. We’re always working to add new states to better serve consumers around the country. Be sure to explore our loan information and requirements for your state before applying since we offer different products and terms depending on the state.

Our Business

When you choose to do business with us, you’ll experience an easy application process. Our application is simple, straightforward, and does not require you to click through a lot of links or jump from website to website. Our approval process is fast and is typically completed the same day or the next day. Your loan approval is based on your qualifications and any laws your state may have in place governing loans.

Have bad credit? You may still qualify for a loan. Check out our rates and terms to learn more about the guidelines in your state, and check back often to find more options for installment loans and other loans for people with bad credit.

To better serve our customers, we are always adding products to serve your needs