Installment Loans in Nevada

Many customers use our Nevada loans to catch up on bills or manage an emergency situation. We offer installment loans in Nevada, which comes with certain terms and requirements, and may be able to help depending on your situation. We offer an easy application, a quick decision that depends on your qualifications, and money in your account typically by the next business day.

Terms for Installment Loans

An installment loan in Nevada has longer terms and may give you more flexibility when paying back your loan.

Requirements for NV installment loans are:

  • Your loan amount is usually between $100 and $1,000 or the combination of Principal and Fees that equals 25% of your gross monthly income, whichever is less.
  • Your loan term cannot exceed 90 days.
  • Your loan payments will be scheduled to occur on each of your paydays.
  • Under Nevada law, all Nevada customers must have proof of income on file with Cash Factory USA when applying for a loan.
  • You must have an open and active checking account

Installment Loan Fee Schedule and APR

Please click here for detailed fee schedule and APR.

Installment Loan License

We are fully government compliant for installment loans in Nevada.

Cash Factory USA is licensed to do business in Nevada pursuant to Nevada Revised Statute Section 604A et. seq. All lending activity is regulated and examined by the Nevada Division of Financial Institutions.

Nevada Deferred Deposit License

NOTICE OF RIGHT TO ENTER INTO A REPAYMENT PLAN

If you default on a loan, the licensee must offer you a repayment plan in compliance with NRS 604A.5027, NRS 604A.5055 or NRS 604A.5083 before the licensee commences any civil action or process of alternative dispute resolution or repossesses a vehicle.

NOTICE OF RIGHT TO FILE A WRITTEN COMPLAINT TO THE COMMISSIONER OF THE FINANCIAL INSTITUTIONS DIVISION

You may file a written complaint with the Commissioner of the Financial Institutions Division by submitting a signed complaint form to the Office of the Commissioner. The required complaint form can be found on the homepage of the Financial Institution’s website: www.fid.nv.gov, or you may request a complaint form via telephone by calling the toll-free telephone number: 1 (866) 858-8951, or in-person: 3300 W. Sahara, Suite 250, Las Vegas, Nevada 89102

* Loan funding times and loan amounts are subject to eligibility. Not all applications are approved. Cash Factory USA is not a lender in all states, and loan approvals and amounts are subject to qualification criteria and applicable state laws. If approved before 9 am PT on a business day, funds are generally deposited via ACH the same day or, if approved before 5:15 pm PT, the next business day.  Some applications may require additional verification to qualify, which could delay funding. See Rates & Terms for your state or call us at 855-374-5626 for more details.

Cash Factory USA may use application information, loan history, and various credit reports as part of their underwriting. TX residents: Cash Factory USA operates as a Credit Access Business, arranging a loan between you and a third party. See Licenses & Registrations for additional information. Short-term loans are not intended to be long-term financial solutions. Customers with credit difficulties should seek credit counseling. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive.

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