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  • Installment Loan Requirements
  • Payday Loan Requirements
  • Loan Products
  • Loan Applications
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  • Information on Advance-fee Loan Scam
  • Information about Personal Loan Scams
  • How an Interest Rate Increase Affects Your Finances
  • Everything You Need to Know About Consolidating Your Debt
  • How to Lower Your Credit Card Interest Rates
  • Good Things to Know About Interest Rate Types
  • How to Get a Loan with No Credit

Loan Products

  • What is a Short-Term Loan?
  • What is an Installment Loan?

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* Loan funding times and loan amounts are subject to eligibility. Not all applications are approved. Cash Factory USA is not a lender in all states and loan approvals and amounts are subject to qualification criteria and applicable state laws. If approved before 9am PT on a business day, funds are generally deposited via ACH the same day, or, if approved before 5:15pm PT, the next business day.  Some applications may require additional verification to qualify, which could delay funding. See Rates & Terms for your state or call us at 855-374-5626 for more details.

Cash Factory USA may use application information, loan history and various credit reports as part of their underwriting. TX residents: Cash Factory USA operates as a Credit Access Business, arranging a loan between you and a third party. CA residents: 2233 Paradise Road, LLC, d/b/a Cash Factory USA is licensed with the Department of Financial Protection and Innovation (DFPI), file no.: 100-4553. See Licenses & Registrations for additional information. Short-term loans are not intended to be long-term financial solutions. Customers with credit difficulties should seek credit counseling. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive.

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