Valentine’s Day ideas that won’t Break the Bank

Valentine’s Day On A Budget

Love is in the air!

Let’s face it. We could all use a little romance these days, and with Valentine’s Day upon us, here’s your chance to spoil that special someone in your life. According to studies , some spend nearly $200 or more on Valentine’s Day gifts. It could be even more this year with the cost of inflation.

Time for some real talk.

Could Valentine’s Day come at a worse time of year?! Most of us are still recuperating from the money we spent over the Holidays.

The good news is you CAN do Valentine’s Day on a budget and still sweep your loved one off their feet. So, forget the overpriced flower bouquet and expensive dinner reservations. Time to let your creativity loose!

We have 5 budget-friendly Valentine’s Day ideas that will leave your partner swooning.

1: Creative Charcuterie Board

 Charcuterie boards are all the rage right now and with a little creativity your partner would never be able to deny your cuteness. You can go the traditional route with different meats and cheese, or you can make a dessert board. Make some homemade treats like heart-shaped cookies or chocolate covered strawberries. Keep those as your focus and use inexpensive candy as fillers to help fill the space and keep it budget friendly. Major kudos if you happen to shape it in the form of a heart!

 Pair with a nice bottle of wine and you’ve just made the perfect date night in!

2: DIY Wine Tasting

Speaking of wine, we suggest your very own wine tasting date for V-Day!

For just the two of you, pick a few wines within your budget that you have been dying to try and give it a go…slowly. Remember, this is a tasting! Pair the wines with an awesome homemade dinner (see below) and let the conversation flow. You both will be feeling great in no time. 

Another option: make it a party! To keep it budget friendly, everyone can bring one bottle of vino to the party. Step it up a notch and make it a blind taste testing, mixing up inexpensive bottles of wine with middle of the road ones. (Note: sommeliers would probably roll their eyes at this kind of wine tasting so maybe keep them off the guest list.)

Finally, make sure to give your guests wine tasting score cards so they can keep track of their likes and dislikes with each wine.

If wine is not your thing, taste test some craft beer from local breweries.

3: Love-filled Custom Photo Book

For those with more sentimental partners, this is the idea that keeps on giving!

Now is the time to put those camera phone photos to good use. Photo books are the perfect way to take a walk down memory lane. There are several sites that offer quick and easy photo books. Be on the lookout for discount codes which can cut cost by 50%.

Remember, while a picture is worth a thousand words, DON’T FORGET TO ADD CAPTIONS! This is where the magic happens. Under a few of the pictures, take the time to type out a memory or something you love about your partner. It will take your photo book from “Awwwww, how nice” to “Oh my goodness, I think I’m going to cry” in seconds!

4: Homemade Dinner with Love

Making a dinner reservation at your favorite restaurant may seem like the easy thing to do, but after drinks, appetizers, the main course, dessert and a tip, your night of romance could quickly take a bad turn.

Instead, a delicious home-cooked dinner can be just as great…and half the cost. Making the dinner together can also add to the romance!

Here’s an easy dish that doesn’t require a ton of ingredients and does not require you to be an expert in the kitchen! Pair it with a nice wine and side salad for a complete meal.

Chicken and Bacon Pasta with Spinach and Tomatoes in Garlic Cream Sauce                

5: Flowers on a Budget

For many, Valentine’s Day would not be complete without flowers. So, if roses are the way you want to say “I Love You” then consider these options to save some money.

Check out Sam’s Club, Costco or your local grocery store. Flowers here are beautiful. If you have an older vase at home (look under your sink) you can save even more money and just buy the flowers. Decorate your vase with a pretty bow, add a sweet note and you are good to go!

Never think you must spend a fortune to show someone you care. A little bit of thought and effort can go a long way. With the tips above, your Valentine’s Day can be filled with love and romance without financial stress.

High interest loans can be expensive and should be used for short-term financial needs only, not as long-term solutions. Customers with credit difficulties should seek credit counseling. Cash Factory USA does not provide financial advice. Visit for rates and terms. 

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