Resources » Cash Factory USA FAQs » When I request to extend my Short-Term Loan, do I need to sign the Short-Term Loan agreement again?

When I request to extend my Short-Term Loan, do I need to sign the Short-Term Loan agreement again?

Yes, you are required to sign a new Loan Agreement by the business day prior to your due date. If you do not sign the new Loan Agreement, the FULL amount due will be deducted from your bank account in accordance with the signed Loan Agreement on file with us. A new Loan Agreement will need to be signed before we can process your extension payment.

* Loan funding times and loan amounts are subject to eligibility. Not all applications are approved. Cash Factory USA is not a lender in all states, and loan approvals and amounts are subject to qualification criteria and applicable state laws. If approved before 9 am PT on a business day, funds are generally deposited via ACH the same day or, if approved before 5:15 pm PT, the next business day. Some applications may require additional verification to qualify, which could delay funding. See Rates & Terms for your state or call us at 855-374-5626 for more details.

Cash Factory USA may use application information, loan history, and various credit reports as part of their underwriting. TX residents: Cash Factory USA operates as a Credit Access Business, arranging a loan between you and a third party. See Licenses & Registrations for additional information. Short-term loans are not intended to be long-term financial solutions. Customers with credit difficulties should seek credit counseling. A single cash advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive.

2233 Paradise Road, LLC, d/b/a Cash Factory USA