Texas Payday Loan Fee Schedule
Texas Weekly/Bi-Weekly/Semi-Monthly Loan Agreement Annual Percentage Rate and CAB* Fee Schedule 1
Loan Payment APR and Payback $100 Loan Amount $300 Loan Amount $500 Loan Amount $1000 Loan Amount Loan Term in Days Annual Percentage Rate (APR) CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback 28 338.0052% $24.98 $0.94 $125.92 $74.94 $2.84 $377.78 $124.90 $4.74 $629.64 $249.80 $9.49 $1,259.29 27 350.0656% $24.98 $0.91 $125.89 $74.94 $2.74 $377.68 $124.90 $4.57 $629.47 $249.80 $9.15 $1,258.95 26 363.0538% $24.98 $0.88 $125.86 $74.94 $2.64 $377.58 $124.90 $4.40 $629.30 $249.80 $8.81 $1,258.61 25 377.0810% $24.98 $0.84 $125.82 $74.94 $2.54 $377.48 $124.90 $4.23 $629.13 $249.80 $8.47 $1,258.27 24 392.2772% $24.98 $0.81 $125.79 $74.94 $2.44 $377.38 $124.90 $4.06 $628.96 $249.80 $8.13 $1,257.93 23 408.7948% $24.98 $0.77 $125.75 $74.94 $2.33 $377.27 $124.90 $3.89 $628.79 $249.80 $7.79 $1,257.59 22 426.8139% $24.98 $0.74 $125.72 $74.94 $2.23 $377.17 $124.90 $3.72 $628.62 $249.80 $7.45 $1,257.25 21 446.5492% $24.98 $0.71 $125.69 $74.94 $2.13 $377.07 $124.90 $3.55 $628.45 $249.80 $7.11 $1,256.91 20 468.2580% $24.98 $0.67 $125.65 $74.94 $2.03 $376.97 $124.90 $3.38 $628.28 $249.80 $6.77 $1,256.57 19 492.2520% $24.98 $0.64 $125.62 $74.94 $1.93 $376.87 $124.90 $3.22 $628.12 $249.80 $6.44 $1,256.24 18 518.9119% $24.98 $0.61 $125.59 $74.94 $1.83 $376.77 $124.90 $3.05 $627.95 $249.80 $6.10 $1,255.90 17 548.7083% $24.98 $0.57 $125.55 $74.94 $1.72 $376.66 $124.90 $2.88 $627.78 $249.80 $5.76 $1,255.56 16 582.2293% $24.98 $0.54 $125.52 $74.94 $1.62 $376.56 $124.90 $2.71 $627.61 $249.80 $5.42 $1,255.22 15 620.2197% $24.98 $0.50 $125.48 $74.94 $1.52 $376.46 $124.90 $2.54 $627.44 $249.80 $5.08 $1,254.88 14 663.6373% $24.98 $0.47 $125.45 $74.94 $1.42 $376.36 $124.90 $2.37 $627.27 $249.80 $4.74 $1,254.54 13 713.7346% $24.98 $0.44 $125.42 $74.94 $1.32 $376.26 $124.90 $2.20 $627.10 $249.80 $4.40 $1,254.20 12 772.1814% $24.98 $0.40 $125.38 $74.94 $1.22 $376.16 $124.90 $2.03 $626.93 $249.80 $4.06 $1,253.86 11 841.2548% $24.98 $0.37 $125.35 $74.94 $1.11 $376.05 $124.90 $1.86 $626.76 $249.80 $3.72 $1,253.52 10 924.1430% $24.98 $0.33 $125.31 $74.94 $1.01 $375.95 $124.90 $1.69 $626.59 $249.80 $3.38 $1,253.18 9 1,025.4508% $24.98 $0.30 $125.28 $74.94 $0.91 $375.85 $124.90 $1.52 $626.42 $249.80 $3.05 $1,252.85 8 1,152.0855% $24.98 $0.27 $125.25 $74.94 $0.81 $375.75 $124.90 $1.35 $626.25 $249.80 $2.71 $1,252.51 7 1,314.9016% $24.98 $0.23 $125.21 $74.94 $0.71 $375.65 $124.90 $1.18 $626.08 $249.80 $2.37 $1,252.17 6 1,531.9897% $24.98 $0.20 $125.18 $74.94 $0.61 $375.55 $124.90 $1.01 $625.91 $249.80 $2.03 $1,251.83 5 1,835.9130% $24.98 $0.16 $125.14 $74.94 $0.50 $375.44 $124.90 $0.84 $625.74 $249.80 $1.69 $1,251.49
Texas Weekly/Bi-Weekly/Semi-Monthly Loan Agreement Annual Percentage Rate and CAB* Fee Schedule 2
Loan Payment APR and Payback $100 Loan Amount $300 Loan Amount $500 Loan Amount $1000 Loan Amount Loan Term in Days Annual Percentage Rate (APR) CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback 28 318.5658% $23.50 $0.93 $124.43 $70.50 $2.81 $373.31 $117.50 $4.68 $622.18 $235.00 $9.37 $1,244.37 27 329.9117% $23.50 $0.90 $124.40 $70.50 $2.71 $373.21 $117.50 $4.52 $622.02 $235.00 $9.04 $1,244.04 26 342.1303% $23.50 $0.87 $124.37 $70.50 $2.61 $373.11 $117.50 $4.35 $621.85 $235.00 $8.70 $1,243.70 25 355.3265% $23.50 $0.83 $124.33 $70.50 $2.51 $373.01 $117.50 $4.18 $621.68 $235.00 $8.37 $1,243.37 24 369.6223% $23.50 $0.80 $124.30 $70.50 $2.41 $372.91 $117.50 $4.01 $621.51 $235.00 $8.03 $1,243.03 23 385.1613% $23.50 $0.77 $124.27 $70.50 $2.31 $372.81 $117.50 $3.85 $621.35 $235.00 $7.70 $1,242.70 22 402.1129% $23.50 $0.73 $124.23 $70.50 $2.21 $372.71 $117.50 $3.68 $621.18 $235.00 $7.36 $1,242.36 21 420.6789% $23.50 $0.70 $124.20 $70.50 $2.11 $372.61 $117.50 $3.51 $621.01 $235.00 $7.03 $1,242.03 20 441.1015% $23.50 $0.66 $124.16 $70.50 $2.00 $372.50 $117.50 $3.34 $620.84 $235.00 $6.69 $1,241.69 19 463.6739% $23.50 $0.63 $124.13 $70.50 $1.90 $372.40 $117.50 $3.18 $620.68 $235.00 $6.36 $1,241.36 18 488.7543% $23.50 $0.60 $124.10 $70.50 $1.80 $372.30 $117.50 $3.01 $620.51 $235.00 $6.02 $1,241.02 17 516.7853% $23.50 $0.56 $124.06 $70.50 $1.70 $372.20 $117.50 $2.84 $620.34 $235.00 $5.69 $1,240.69 16 548.3203% $23.50 $0.53 $124.03 $70.50 $1.60 $372.10 $117.50 $2.67 $620.17 $235.00 $5.35 $1,240.35 15 584.0598% $23.50 $0.50 $124.00 $70.50 $1.50 $372.00 $117.50 $2.51 $620.01 $235.00 $5.02 $1,240.02 14 624.9051% $23.50 $0.46 $123.96 $70.50 $1.40 $371.90 $117.50 $2.34 $619.84 $235.00 $4.68 $1,239.68 13 672.0342% $23.50 $0.43 $123.93 $70.50 $1.30 $371.80 $117.50 $2.17 $619.67 $235.00 $4.35 $1,239.35 12 727.0182% $23.50 $0.40 $123.90 $70.50 $1.20 $371.70 $117.50 $2.00 $619.50 $235.00 $4.01 $1,239.01 11 791.9992% $23.50 $0.36 $123.86 $70.50 $1.10 $371.60 $117.50 $1.84 $619.34 $235.00 $3.68 $1,238.68 10 869.9765% $23.50 $0.33 $123.83 $70.50 $1.00 $371.50 $117.50 $1.67 $619.17 $235.00 $3.34 $1,238.34 9 965.2821% $23.50 $0.30 $123.80 $70.50 $0.90 $371.40 $117.50 $1.50 $619.00 $235.00 $3.01 $1,238.01 8 1,084.4140% $23.50 $0.26 $123.76 $70.50 $0.80 $371.30 $117.50 $1.33 $618.83 $235.00 $2.67 $1,237.67 7 1,237.5836% $23.50 $0.23 $123.73 $70.50 $0.70 $371.20 $117.50 $1.17 $618.67 $235.00 $2.34 $1,237.34 6 1,441.8098% $23.50 $0.20 $123.70 $70.50 $0.60 $371.10 $117.50 $1.00 $618.50 $235.00 $2.00 $1,237.00 5 1,727.7265% $23.50 $0.16 $123.66 $70.50 $0.50 $371.00 $117.50 $0.83 $618.33 $235.00 $1.67 $1,236.67
Texas Weekly/Bi-Weekly/Semi-Monthly Loan Agreement Annual Percentage Rate and CAB* Fee Schedule 3
Loan Payment APR and Payback $100 Loan Amount $300 Loan Amount $500 Loan Amount $1000 Loan Amount Loan Term in Days Annual Percentage Rate (APR) CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback 28 266.0269% $19.50 $0.90 $120.40 $58.50 $2.72 $361.22 $97.50 $4.53 $602.03 $195.00 $9.07 $1,204.07 27 275.4416% $19.50 $0.87 $120.37 $58.50 $2.62 $361.12 $97.50 $4.37 $601.87 $195.00 $8.75 $1,203.75 26 285.5805% $19.50 $0.84 $120.34 $58.50 $2.52 $361.02 $97.50 $4.21 $601.71 $195.00 $8.42 $1,203.42 25 296.5305% $19.50 $0.81 $120.31 $58.50 $2.43 $360.93 $97.50 $4.05 $601.55 $195.00 $8.10 $1,203.10 24 308.3930% $19.50 $0.77 $120.27 $58.50 $2.33 $360.83 $97.50 $3.88 $601.38 $195.00 $7.77 $1,202.77 23 321.2870% $19.50 $0.74 $120.24 $58.50 $2.23 $360.73 $97.50 $3.72 $601.22 $195.00 $7.45 $1,202.45 22 335.3532% $19.50 $0.71 $120.21 $58.50 $2.13 $360.63 $97.50 $3.56 $601.06 $195.00 $7.13 $1,202.13 21 350.7591% $19.50 $0.68 $120.18 $58.50 $2.04 $360.54 $97.50 $3.40 $600.90 $195.00 $6.80 $1,201.80 20 367.7055% $19.50 $0.64 $120.14 $58.50 $1.94 $360.44 $97.50 $3.24 $600.74 $195.00 $6.48 $1,201.48 19 386.4358% $19.50 $0.61 $120.11 $58.50 $1.84 $360.34 $97.50 $3.07 $600.57 $195.00 $6.15 $1,201.15 18 407.2472% $19.50 $0.58 $120.08 $58.50 $1.75 $360.25 $97.50 $2.91 $600.41 $195.00 $5.83 $1,200.83 17 430.5070% $19.50 $0.55 $120.05 $58.50 $1.65 $360.15 $97.50 $2.75 $600.25 $195.00 $5.51 $1,200.51 16 456.6743% $19.50 $0.51 $120.01 $58.50 $1.55 $360.05 $97.50 $2.59 $600.09 $195.00 $5.18 $1,200.18 15 486.3305% $19.50 $0.48 $119.98 $58.50 $1.45 $359.95 $97.50 $2.43 $599.93 $195.00 $4.86 $1,199.86 14 520.2234% $19.50 $0.45 $119.95 $58.50 $1.36 $359.86 $97.50 $2.26 $599.76 $195.00 $4.53 $1,199.53 13 559.3305% $19.50 $0.42 $119.92 $58.50 $1.26 $359.76 $97.50 $2.10 $599.60 $195.00 $4.21 $1,199.21 12 604.9555% $19.50 $0.38 $119.88 $58.50 $1.16 $359.66 $97.50 $1.94 $599.44 $195.00 $3.88 $1,198.88 11 658.8760% $19.50 $0.35 $119.85 $58.50 $1.06 $359.56 $97.50 $1.78 $599.28 $195.00 $3.56 $1,198.56 10 723.5805% $19.50 $0.32 $119.82 $58.50 $0.97 $359.47 $97.50 $1.62 $599.12 $195.00 $3.24 $1,198.24 9 802.6638% $19.50 $0.29 $119.79 $58.50 $0.87 $359.37 $97.50 $1.45 $598.95 $195.00 $2.91 $1,197.91 8 901.5180% $19.50 $0.25 $119.75 $58.50 $0.77 $359.27 $97.50 $1.29 $598.79 $195.00 $2.59 $1,197.59 7 1,028.6162% $19.50 $0.22 $119.72 $58.50 $0.68 $359.18 $97.50 $1.13 $598.63 $195.00 $2.26 $1,197.26 6 1,198.0805% $19.50 $0.19 $119.69 $58.50 $0.58 $359.08 $97.50 $0.97 $598.47 $195.00 $1.94 $1,196.94 5 1,435.3305% $19.50 $0.16 $119.66 $58.50 $0.48 $358.98 $97.50 $0.81 $598.31 $195.00 $1.62 $1,196.62
Texas Weekly/Bi-Weekly/Semi-Monthly Loan Agreement Annual Percentage Rate and CAB* Fee Schedule 4
Loan Payment APR and Payback $100 Loan Amount $300 Loan Amount $500 Loan Amount $1000 Loan Amount Loan Term in Days Annual Percentage Rate (APR) CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback 28 226.6228% $16.50 $0.88 $117.38 $49.50 $2.65 $352.15 $82.50 $4.42 $586.92 $165.00 $8.84 $1,173.84 27 234.5891% $16.50 $0.85 $117.35 $49.50 $2.55 $352.05 $82.50 $4.26 $586.76 $165.00 $8.53 $1,173.53 26 243.1681% $16.50 $0.82 $117.32 $49.50 $2.46 $351.96 $82.50 $4.10 $586.60 $165.00 $8.21 $1,173.21 25 252.4335% $16.50 $0.78 $117.28 $49.50 $2.36 $351.86 $82.50 $3.94 $586.44 $165.00 $7.89 $1,172.89 24 262.4710% $16.50 $0.75 $117.25 $49.50 $2.27 $351.77 $82.50 $3.79 $586.29 $165.00 $7.58 $1,172.58 23 273.3813% $16.50 $0.72 $117.22 $49.50 $2.18 $351.68 $82.50 $3.63 $586.13 $165.00 $7.26 $1,172.26 22 285.2835% $16.50 $0.69 $117.19 $49.50 $2.08 $351.58 $82.50 $3.47 $585.97 $165.00 $6.95 $1,171.95 21 298.3192% $16.50 $0.66 $117.16 $49.50 $1.99 $351.49 $82.50 $3.31 $585.81 $165.00 $6.63 $1,171.63 20 312.6585% $16.50 $0.63 $117.13 $49.50 $1.89 $351.39 $82.50 $3.15 $585.65 $165.00 $6.31 $1,171.31 19 328.5072% $16.50 $0.60 $117.10 $49.50 $1.80 $351.30 $82.50 $3.00 $585.50 $165.00 $6.00 $1,171.00 18 346.1168% $16.50 $0.56 $117.06 $49.50 $1.70 $351.20 $82.50 $2.84 $585.34 $165.00 $5.68 $1,170.68 17 365.7982% $16.50 $0.53 $117.03 $49.50 $1.61 $351.11 $82.50 $2.68 $585.18 $165.00 $5.37 $1,170.37 16 387.9398% $16.50 $0.50 $117.00 $49.50 $1.51 $351.01 $82.50 $2.52 $585.02 $165.00 $5.05 $1,170.05 15 413.0335% $16.50 $0.47 $116.97 $49.50 $1.42 $350.92 $82.50 $2.36 $584.86 $165.00 $4.73 $1,169.73 14 441.7121% $16.50 $0.44 $116.94 $49.50 $1.32 $350.82 $82.50 $2.21 $584.71 $165.00 $4.42 $1,169.42 13 474.8027% $16.50 $0.41 $116.91 $49.50 $1.23 $350.73 $82.50 $2.05 $584.55 $165.00 $4.10 $1,169.10 12 513.4085% $16.50 $0.37 $116.87 $49.50 $1.13 $350.63 $82.50 $1.89 $584.39 $165.00 $3.79 $1,168.79 11 559.0335% $16.50 $0.34 $116.84 $49.50 $1.04 $350.54 $82.50 $1.73 $584.23 $165.00 $3.47 $1,168.47 10 613.7835% $16.50 $0.31 $116.81 $49.50 $0.94 $350.44 $82.50 $1.57 $584.07 $165.00 $3.15 $1,168.15 9 680.7002% $16.50 $0.28 $116.78 $49.50 $0.85 $350.35 $82.50 $1.42 $583.92 $165.00 $2.84 $1,167.84 8 764.3460% $16.50 $0.25 $116.75 $49.50 $0.75 $350.25 $82.50 $1.26 $583.76 $165.00 $2.52 $1,167.52 7 871.8906% $16.50 $0.22 $116.72 $49.50 $0.66 $350.16 $82.50 $1.10 $583.60 $165.00 $2.21 $1,167.21 6 1,015.2835% $16.50 $0.18 $116.68 $49.50 $0.56 $350.06 $82.50 $0.94 $583.44 $165.00 $1.89 $1,166.89 5 1,216.0335% $16.50 $0.15 $116.65 $49.50 $0.47 $349.97 $82.50 $0.78 $583.28 $165.00 $1.57 $1,166.57
Texas Monthly Loan Agreement Annual Percentage Rate and CAB* Fee Schedule 1
Loan Payment APR and Payback $100 Loan Amount $300 Loan Amount $500 Loan Amount $1000 Loan Amount Loan Term in Days Annual Percentage Rate (APR) CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback 45 420.0772% $49.96 $1.83 $151.79 $149.88 $5.49 $455.37 $249.80 $9.15 $758.95 $499.60 $18.30 $1,517.90 44 429.2869% $49.96 $1.78 $151.74 $149.88 $5.36 $455.24 $249.80 $8.94 $758.74 $499.60 $17.89 $1,517.49 43 438.9251% $49.96 $1.74 $151.70 $149.88 $5.24 $455.12 $249.80 $8.74 $758.54 $499.60 $17.48 $1,517.08 42 449.0222% $49.96 $1.70 $151.66 $149.88 $5.12 $455.00 $249.80 $8.54 $758.34 $499.60 $17.08 $1,516.68 41 459.6119% $49.96 $1.66 $151.62 $149.88 $5.00 $454.88 $249.80 $8.33 $758.13 $499.60 $16.67 $1,516.27 40 470.7310% $49.96 $1.62 $151.58 $149.88 $4.88 $454.76 $249.80 $8.13 $757.93 $499.60 $16.26 $1,515.86 39 482.4204% $49.96 $1.58 $151.54 $149.88 $4.75 $454.63 $249.80 $7.93 $757.73 $499.60 $15.86 $1,515.46 38 494.7250% $49.96 $1.54 $151.50 $149.88 $4.63 $454.51 $249.80 $7.72 $757.52 $499.60 $15.45 $1,515.05 37 507.6947% $49.96 $1.50 $151.46 $149.88 $4.51 $454.39 $249.80 $7.52 $757.32 $499.60 $15.04 $1,514.64 36 521.3849% $49.96 $1.46 $151.42 $149.88 $4.39 $454.27 $249.80 $7.32 $757.12 $499.60 $14.64 $1,514.24 35 535.8575% $49.96 $1.42 $151.38 $149.88 $4.27 $454.15 $249.80 $7.11 $756.91 $499.60 $14.23 $1,513.83 34 551.1813% $49.96 $1.38 $151.34 $149.88 $4.14 $454.02 $249.80 $6.91 $756.71 $499.60 $13.82 $1,513.42 33 567.4339% $49.96 $1.34 $151.30 $149.88 $4.02 $453.90 $249.80 $6.71 $756.51 $499.60 $13.42 $1,513.02 32 584.7023% $49.96 $1.30 $151.26 $149.88 $3.90 $453.78 $249.80 $6.50 $756.30 $499.60 $13.01 $1,512.61 31 603.0847% $49.96 $1.26 $151.22 $149.88 $3.78 $453.66 $249.80 $6.30 $756.10 $499.60 $12.60 $1,512.20 30 622.6927% $49.96 $1.22 $151.18 $149.88 $3.66 $453.54 $249.80 $6.10 $755.90 $499.60 $12.20 $1,511.80 29 643.6529% $49.96 $1.17 $151.13 $149.88 $3.53 $453.41 $249.80 $5.89 $755.69 $499.60 $11.79 $1,511.39 28 666.1103% $49.96 $1.13 $151.09 $149.88 $3.41 $453.29 $249.80 $5.69 $755.49 $499.60 $11.38 $1,510.98 27 690.2312% $49.96 $1.09 $151.05 $149.88 $3.29 $453.17 $249.80 $5.49 $755.29 $499.60 $10.98 $1,510.58 26 716.2076% $49.96 $1.05 $151.01 $149.88 $3.17 $453.05 $249.80 $5.28 $755.08 $499.60 $10.57 $1,510.17 25 744.2620% $49.96 $1.01 $150.97 $149.88 $3.05 $452.93 $249.80 $5.08 $754.88 $499.60 $10.16 $1,509.76 24 774.6544% $49.96 $0.97 $150.93 $149.88 $2.92 $452.80 $249.80 $4.88 $754.68 $499.60 $9.76 $1,509.36 23 807.6895% $49.96 $0.93 $150.89 $149.88 $2.80 $452.68 $249.80 $4.67 $754.47 $499.60 $9.35 $1,508.95 22 843.7279% $49.96 $0.89 $150.85 $149.88 $2.68 $452.56 $249.80 $4.47 $754.27 $499.60 $8.94 $1,508.54 21 883.1984% $49.96 $0.85 $150.81 $149.88 $2.56 $452.44 $249.80 $4.27 $754.07 $499.60 $8.54 $1,508.14 20 926.6160% $49.96 $0.81 $150.77 $149.88 $2.44 $452.32 $249.80 $4.06 $753.86 $499.60 $8.13 $1,507.73 19 974.6039% $49.96 $0.77 $150.73 $149.88 $2.31 $452.19 $249.80 $3.86 $753.66 $499.60 $7.72 $1,507.32 18 1,027.9238% $49.96 $0.73 $150.69 $149.88 $2.19 $452.07 $249.80 $3.66 $753.46 $499.60 $7.32 $1,506.92 17 1,087.5166% $49.96 $0.69 $150.65 $149.88 $2.07 $451.95 $249.80 $3.45 $753.25 $499.60 $6.91 $1,506.51 16 1,154.5585% $49.96 $0.65 $150.61 $149.88 $1.95 $451.83 $249.80 $3.25 $753.05 $499.60 $6.50 $1,506.10 15 1,230.5394% $49.96 $0.61 $150.57 $149.88 $1.83 $451.71 $249.80 $3.05 $752.85 $499.60 $6.10 $1,505.70 14 1,317.3746% $49.96 $0.56 $150.52 $149.88 $1.70 $451.58 $249.80 $2.84 $752.64 $499.60 $5.69 $1,505.29 13 1,417.5691% $49.96 $0.52 $150.48 $149.88 $1.58 $451.46 $249.80 $2.64 $752.44 $499.60 $5.28 $1,504.88 12 1,534.4627% $49.96 $0.48 $150.44 $149.88 $1.46 $451.34 $249.80 $2.44 $752.24 $499.60 $4.88 $1,504.48 11 1,672.6097% $49.96 $0.44 $150.40 $149.88 $1.34 $451.22 $249.80 $2.23 $752.03 $499.60 $4.47 $1,504.07 10 1,838.3860% $49.96 $0.40 $150.36 $149.88 $1.22 $451.10 $249.80 $2.03 $751.83 $499.60 $4.06 $1,503.66 9 2,041.0016% $49.96 $0.36 $150.32 $149.88 $1.09 $450.97 $249.80 $1.83 $751.63 $499.60 $3.66 $1,503.26 8 2,294.2710% $49.96 $0.32 $150.28 $149.88 $0.97 $450.85 $249.80 $1.62 $751.42 $499.60 $3.25 $1,502.85 7 2,619.9032% $49.96 $0.28 $150.24 $149.88 $0.85 $450.73 $249.80 $1.42 $751.22 $499.60 $2.84 $1,502.44 6 3,054.0794% $49.96 $0.24 $150.20 $149.88 $0.73 $450.61 $249.80 $1.22 $751.02 $499.60 $2.44 $1,502.04 5 3,661.9260% $49.96 $0.20 $150.16 $149.88 $0.61 $450.49 $249.80 $1.01 $750.81 $499.60 $2.03 $1,501.63
Texas Monthly Loan Agreement Annual Percentage Rate and CAB* Fee Schedule 2
Loan Payment APR and Payback $100 Loan Amount $300 Loan Amount $500 Loan Amount $1000 Loan Amount Loan Term in Days Annual Percentage Rate (APR) CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback 45 395.7752% $47.00 $1.79 $148.79 $141.00 $5.38 $446.38 $235.00 $8.97 $743.97 $470.00 $17.94 $1,487.94 44 404.4394% $47.00 $1.75 $148.75 $141.00 $5.26 $446.26 $235.00 $8.77 $743.77 $470.00 $17.54 $1,487.54 43 413.5065% $47.00 $1.71 $148.71 $141.00 $5.14 $446.14 $235.00 $8.57 $743.57 $470.00 $17.14 $1,487.14 42 423.0054% $47.00 $1.67 $148.67 $141.00 $5.02 $446.02 $235.00 $8.37 $743.37 $470.00 $16.74 $1,486.74 41 432.9676% $47.00 $1.63 $148.63 $141.00 $4.90 $445.90 $235.00 $8.17 $743.17 $470.00 $16.34 $1,486.34 40 443.4280% $47.00 $1.59 $148.59 $141.00 $4.78 $445.78 $235.00 $7.97 $742.97 $470.00 $15.94 $1,485.94 39 454.4248% $47.00 $1.55 $148.55 $141.00 $4.66 $445.66 $235.00 $7.77 $742.77 $470.00 $15.54 $1,485.54 38 466.0004% $47.00 $1.51 $148.51 $141.00 $4.54 $445.54 $235.00 $7.57 $742.57 $470.00 $15.15 $1,485.15 37 478.2016% $47.00 $1.47 $148.47 $141.00 $4.42 $445.42 $235.00 $7.37 $742.37 $470.00 $14.75 $1,484.75 36 491.0808% $47.00 $1.43 $148.43 $141.00 $4.30 $445.30 $235.00 $7.17 $742.17 $470.00 $14.35 $1,484.35 35 504.6959% $47.00 $1.39 $148.39 $141.00 $4.18 $445.18 $235.00 $6.97 $741.97 $470.00 $13.95 $1,483.95 34 519.1118% $47.00 $1.35 $148.35 $141.00 $4.06 $445.06 $235.00 $6.77 $741.77 $470.00 $13.55 $1,483.55 33 534.4015% $47.00 $1.31 $148.31 $141.00 $3.94 $444.94 $235.00 $6.57 $741.57 $470.00 $13.15 $1,483.15 32 550.6468% $47.00 $1.27 $148.27 $141.00 $3.82 $444.82 $235.00 $6.37 $741.37 $470.00 $12.75 $1,482.75 31 567.9401% $47.00 $1.23 $148.23 $141.00 $3.70 $444.70 $235.00 $6.18 $741.18 $470.00 $12.36 $1,482.36 30 586.3863% $47.00 $1.19 $148.19 $141.00 $3.58 $444.58 $235.00 $5.98 $740.98 $470.00 $11.96 $1,481.96 29 606.1047% $47.00 $1.15 $148.15 $141.00 $3.46 $444.46 $235.00 $5.78 $740.78 $470.00 $11.56 $1,481.56 28 627.2316% $47.00 $1.11 $148.11 $141.00 $3.34 $444.34 $235.00 $5.58 $740.58 $470.00 $11.16 $1,481.16 27 649.9234% $47.00 $1.07 $148.07 $141.00 $3.22 $444.22 $235.00 $5.38 $740.38 $470.00 $10.76 $1,480.76 26 674.3607% $47.00 $1.03 $148.03 $141.00 $3.10 $444.10 $235.00 $5.18 $740.18 $470.00 $10.36 $1,480.36 25 700.7530% $47.00 $0.99 $147.99 $141.00 $2.99 $443.99 $235.00 $4.98 $739.98 $470.00 $9.96 $1,479.96 24 729.3447% $47.00 $0.95 $147.95 $141.00 $2.87 $443.87 $235.00 $4.78 $739.78 $470.00 $9.56 $1,479.56 23 760.4226% $47.00 $0.91 $147.91 $141.00 $2.75 $443.75 $235.00 $4.58 $739.58 $470.00 $9.17 $1,479.17 22 794.3257% $47.00 $0.87 $147.87 $141.00 $2.63 $443.63 $235.00 $4.38 $739.38 $470.00 $8.77 $1,478.77 21 831.4578% $47.00 $0.83 $147.83 $141.00 $2.51 $443.51 $235.00 $4.18 $739.18 $470.00 $8.37 $1,478.37 20 872.3030% $47.00 $0.79 $147.79 $141.00 $2.39 $443.39 $235.00 $3.98 $738.98 $470.00 $7.97 $1,477.97 19 917.4477% $47.00 $0.75 $147.75 $141.00 $2.27 $443.27 $235.00 $3.78 $738.78 $470.00 $7.57 $1,477.57 18 967.6086% $47.00 $0.71 $147.71 $141.00 $2.15 $443.15 $235.00 $3.58 $738.58 $470.00 $7.17 $1,477.17 17 1,023.6706% $47.00 $0.67 $147.67 $141.00 $2.03 $443.03 $235.00 $3.38 $738.38 $470.00 $6.77 $1,476.77 16 1,086.7405% $47.00 $0.63 $147.63 $141.00 $1.91 $442.91 $235.00 $3.18 $738.18 $470.00 $6.37 $1,476.37 15 1,158.2197% $47.00 $0.59 $147.59 $141.00 $1.79 $442.79 $235.00 $2.99 $737.99 $470.00 $5.98 $1,475.98 14 1,239.9101% $47.00 $0.55 $147.55 $141.00 $1.67 $442.67 $235.00 $2.79 $737.79 $470.00 $5.58 $1,475.58 13 1,334.1684% $47.00 $0.51 $147.51 $141.00 $1.55 $442.55 $235.00 $2.59 $737.59 $470.00 $5.18 $1,475.18 12 1,444.1363% $47.00 $0.47 $147.47 $141.00 $1.43 $442.43 $235.00 $2.39 $737.39 $470.00 $4.78 $1,474.78 11 1,574.0985% $47.00 $0.43 $147.43 $141.00 $1.31 $442.31 $235.00 $2.19 $737.19 $470.00 $4.38 $1,474.38 10 1,730.0530% $47.00 $0.39 $147.39 $141.00 $1.19 $442.19 $235.00 $1.99 $736.99 $470.00 $3.98 $1,473.98 9 1,920.6641% $47.00 $0.35 $147.35 $141.00 $1.07 $442.07 $235.00 $1.79 $736.79 $470.00 $3.58 $1,473.58 8 2,158.9280% $47.00 $0.31 $147.31 $141.00 $0.95 $441.95 $235.00 $1.59 $736.59 $470.00 $3.18 $1,473.18 7 2,465.2673% $47.00 $0.27 $147.27 $141.00 $0.83 $441.83 $235.00 $1.39 $736.39 $470.00 $2.79 $1,472.79 6 2,873.7197% $47.00 $0.23 $147.23 $141.00 $0.71 $441.71 $235.00 $1.19 $736.19 $470.00 $2.39 $1,472.39 5 3,445.5530% $47.00 $0.19 $147.19 $141.00 $0.59 $441.59 $235.00 $0.99 $735.99 $470.00 $1.99 $1,471.99
Texas Monthly Loan Agreement Annual Percentage Rate and CAB* Fee Schedule 3
Loan Payment APR and Payback $100 Loan Amount $300 Loan Amount $500 Loan Amount $1000 Loan Amount Loan Term in Days Annual Percentage Rate (APR) CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback 45 330.0943% $39.00 $1.69 $140.69 $117.00 $5.08 $422.08 $195.00 $8.48 $703.48 $390.00 $16.96 $1,406.96 44 337.2837% $39.00 $1.65 $140.65 $117.00 $4.97 $421.97 $195.00 $8.29 $703.29 $390.00 $16.58 $1,406.58 43 344.8075% $39.00 $1.62 $140.62 $117.00 $4.86 $421.86 $195.00 $8.10 $703.10 $390.00 $16.21 $1,406.21 42 352.6896% $39.00 $1.58 $140.58 $117.00 $4.75 $421.75 $195.00 $7.91 $702.91 $390.00 $15.83 $1,405.83 41 360.9561% $39.00 $1.54 $140.54 $117.00 $4.63 $421.63 $195.00 $7.72 $702.72 $390.00 $15.45 $1,405.45 40 369.6360% $39.00 $1.50 $140.50 $117.00 $4.52 $421.52 $195.00 $7.54 $702.54 $390.00 $15.08 $1,405.08 39 378.7610% $39.00 $1.47 $140.47 $117.00 $4.41 $421.41 $195.00 $7.35 $702.35 $390.00 $14.70 $1,404.70 38 388.3663% $39.00 $1.43 $140.43 $117.00 $4.29 $421.29 $195.00 $7.16 $702.16 $390.00 $14.32 $1,404.32 37 398.4907% $39.00 $1.39 $140.39 $117.00 $4.18 $421.18 $195.00 $6.97 $701.97 $390.00 $13.94 $1,403.94 36 409.1777% $39.00 $1.35 $140.35 $117.00 $4.07 $421.07 $195.00 $6.78 $701.78 $390.00 $13.57 $1,403.57 35 420.4753% $39.00 $1.31 $140.31 $117.00 $3.95 $420.95 $195.00 $6.59 $701.59 $390.00 $13.19 $1,403.19 34 432.4375% $39.00 $1.28 $140.28 $117.00 $3.84 $420.84 $195.00 $6.40 $701.40 $390.00 $12.81 $1,402.81 33 445.1246% $39.00 $1.24 $140.24 $117.00 $3.73 $420.73 $195.00 $6.22 $701.22 $390.00 $12.44 $1,402.44 32 458.6048% $39.00 $1.20 $140.20 $117.00 $3.61 $420.61 $195.00 $6.03 $701.03 $390.00 $12.06 $1,402.06 31 472.9545% $39.00 $1.16 $140.16 $117.00 $3.50 $420.50 $195.00 $5.84 $700.84 $390.00 $11.68 $1,401.68 30 488.2610% $39.00 $1.13 $140.13 $117.00 $3.39 $420.39 $195.00 $5.65 $700.65 $390.00 $11.31 $1,401.31 29 504.6231% $39.00 $1.09 $140.09 $117.00 $3.28 $420.28 $195.00 $5.46 $700.46 $390.00 $10.93 $1,400.93 28 522.1539% $39.00 $1.05 $140.05 $117.00 $3.16 $420.16 $195.00 $5.27 $700.27 $390.00 $10.55 $1,400.55 27 540.9832% $39.00 $1.01 $140.01 $117.00 $3.05 $420.05 $195.00 $5.08 $700.08 $390.00 $10.17 $1,400.17 26 561.2610% $39.00 $0.98 $139.98 $117.00 $2.94 $419.94 $195.00 $4.90 $699.90 $390.00 $9.80 $1,399.80 25 583.1610% $39.00 $0.94 $139.94 $117.00 $2.82 $419.82 $195.00 $4.71 $699.71 $390.00 $9.42 $1,399.42 24 606.8860% $39.00 $0.90 $139.90 $117.00 $2.71 $419.71 $195.00 $4.52 $699.52 $390.00 $9.04 $1,399.04 23 632.6740% $39.00 $0.86 $139.86 $117.00 $2.60 $419.60 $195.00 $4.33 $699.33 $390.00 $8.67 $1,398.67 22 660.8065% $39.00 $0.82 $139.82 $117.00 $2.48 $419.48 $195.00 $4.14 $699.14 $390.00 $8.29 $1,398.29 21 691.6181% $39.00 $0.79 $139.79 $117.00 $2.37 $419.37 $195.00 $3.95 $698.95 $390.00 $7.91 $1,397.91 20 725.5110% $39.00 $0.75 $139.75 $117.00 $2.26 $419.26 $195.00 $3.77 $698.77 $390.00 $7.54 $1,397.54 19 762.9715% $39.00 $0.71 $139.71 $117.00 $2.14 $419.14 $195.00 $3.58 $698.58 $390.00 $7.16 $1,397.16 18 804.5943% $39.00 $0.67 $139.67 $117.00 $2.03 $419.03 $195.00 $3.39 $698.39 $390.00 $6.78 $1,396.78 17 851.1139% $39.00 $0.64 $139.64 $117.00 $1.92 $418.92 $195.00 $3.20 $698.20 $390.00 $6.40 $1,396.40 16 903.4485% $39.00 $0.60 $139.60 $117.00 $1.80 $418.80 $195.00 $3.01 $698.01 $390.00 $6.03 $1,396.03 15 962.7610% $39.00 $0.56 $139.56 $117.00 $1.69 $418.69 $195.00 $2.82 $697.82 $390.00 $5.65 $1,395.65 14 1,030.5467% $39.00 $0.52 $139.52 $117.00 $1.58 $418.58 $195.00 $2.63 $697.63 $390.00 $5.27 $1,395.27 13 1,108.7610% $39.00 $0.49 $139.49 $117.00 $1.47 $418.47 $195.00 $2.45 $697.45 $390.00 $4.90 $1,394.90 12 1,200.0110% $39.00 $0.45 $139.45 $117.00 $1.35 $418.35 $195.00 $2.26 $697.26 $390.00 $4.52 $1,394.52 11 1,307.8519% $39.00 $0.41 $139.41 $117.00 $1.24 $418.24 $195.00 $2.07 $697.07 $390.00 $4.14 $1,394.14 10 1,437.2610% $39.00 $0.37 $139.37 $117.00 $1.13 $418.13 $195.00 $1.88 $696.88 $390.00 $3.77 $1,393.77 9 1,595.4277% $39.00 $0.33 $139.33 $117.00 $1.01 $418.01 $195.00 $1.69 $696.69 $390.00 $3.39 $1,393.39 8 1,793.1360% $39.00 $0.30 $139.30 $117.00 $0.90 $417.90 $195.00 $1.50 $696.50 $390.00 $3.01 $1,393.01 7 2,047.3324% $39.00 $0.26 $139.26 $117.00 $0.79 $417.79 $195.00 $1.31 $696.31 $390.00 $2.63 $1,392.63 6 2,386.2610% $39.00 $0.22 $139.22 $117.00 $0.67 $417.67 $195.00 $1.13 $696.13 $390.00 $2.26 $1,392.26 5 2,860.7610% $39.00 $0.18 $139.18 $117.00 $0.56 $417.56 $195.00 $0.94 $695.94 $390.00 $1.88 $1,391.88
Texas Monthly Loan Agreement Annual Percentage Rate and CAB* Fee Schedule 4
Loan Payment APR and Payback $100 Loan Amount $300 Loan Amount $500 Loan Amount $1000 Loan Amount Loan Term in Days Annual Percentage Rate (APR) CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback 45 280.8337% $33.00 $1.62 $134.62 $99.00 $4.86 $403.86 $165.00 $8.11 $673.11 $330.00 $16.23 $1,346.23 44 286.9170% $33.00 $1.58 $134.58 $99.00 $4.76 $403.76 $165.00 $7.93 $672.93 $330.00 $15.87 $1,345.87 43 293.2833% $33.00 $1.55 $134.55 $99.00 $4.65 $403.65 $165.00 $7.75 $672.75 $330.00 $15.51 $1,345.51 42 299.9527% $33.00 $1.51 $134.51 $99.00 $4.54 $403.54 $165.00 $7.57 $672.57 $330.00 $15.15 $1,345.15 41 306.9475% $33.00 $1.47 $134.47 $99.00 $4.43 $403.43 $165.00 $7.39 $672.39 $330.00 $14.79 $1,344.79 40 314.2920% $33.00 $1.44 $134.44 $99.00 $4.32 $403.32 $165.00 $7.21 $672.21 $330.00 $14.42 $1,344.42 39 322.0132% $33.00 $1.40 $134.40 $99.00 $4.22 $403.22 $165.00 $7.03 $672.03 $330.00 $14.06 $1,344.06 38 330.1407% $33.00 $1.37 $134.37 $99.00 $4.11 $403.11 $165.00 $6.85 $671.85 $330.00 $13.70 $1,343.70 37 338.7075% $33.00 $1.33 $134.33 $99.00 $4.00 $403.00 $165.00 $6.67 $671.67 $330.00 $13.34 $1,343.34 36 347.7503% $33.00 $1.29 $134.29 $99.00 $3.89 $402.89 $165.00 $6.49 $671.49 $330.00 $12.98 $1,342.98 35 357.3099% $33.00 $1.26 $134.26 $99.00 $3.78 $402.78 $165.00 $6.31 $671.31 $330.00 $12.62 $1,342.62 34 367.4317% $33.00 $1.22 $134.22 $99.00 $3.67 $402.67 $165.00 $6.13 $671.13 $330.00 $12.26 $1,342.26 33 378.1670% $33.00 $1.19 $134.19 $99.00 $3.57 $402.57 $165.00 $5.95 $670.95 $330.00 $11.90 $1,341.90 32 389.5733% $33.00 $1.15 $134.15 $99.00 $3.46 $402.46 $165.00 $5.77 $670.77 $330.00 $11.54 $1,341.54 31 401.7154% $33.00 $1.11 $134.11 $99.00 $3.35 $402.35 $165.00 $5.59 $670.59 $330.00 $11.18 $1,341.18 30 414.6670% $33.00 $1.08 $134.08 $99.00 $3.24 $402.24 $165.00 $5.41 $670.41 $330.00 $10.82 $1,340.82 29 428.5118% $33.00 $1.04 $134.04 $99.00 $3.13 $402.13 $165.00 $5.23 $670.23 $330.00 $10.46 $1,340.46 28 443.3456% $33.00 $1.01 $134.01 $99.00 $3.03 $402.03 $165.00 $5.05 $670.05 $330.00 $10.10 $1,340.10 27 459.2781% $33.00 $0.97 $133.97 $99.00 $2.92 $401.92 $165.00 $4.86 $669.86 $330.00 $9.73 $1,339.73 26 476.4362% $33.00 $0.93 $133.93 $99.00 $2.81 $401.81 $165.00 $4.68 $669.68 $330.00 $9.37 $1,339.37 25 494.9670% $33.00 $0.90 $133.90 $99.00 $2.70 $401.70 $165.00 $4.50 $669.50 $330.00 $9.01 $1,339.01 24 515.0420% $33.00 $0.86 $133.86 $99.00 $2.59 $401.59 $165.00 $4.32 $669.32 $330.00 $8.65 $1,338.65 23 536.8627% $33.00 $0.82 $133.82 $99.00 $2.48 $401.48 $165.00 $4.14 $669.14 $330.00 $8.29 $1,338.29 22 560.6670% $33.00 $0.79 $133.79 $99.00 $2.38 $401.38 $165.00 $3.96 $668.96 $330.00 $7.93 $1,337.93 21 586.7384% $33.00 $0.75 $133.75 $99.00 $2.27 $401.27 $165.00 $3.78 $668.78 $330.00 $7.57 $1,337.57 20 615.4170% $33.00 $0.72 $133.72 $99.00 $2.16 $401.16 $165.00 $3.60 $668.60 $330.00 $7.21 $1,337.21 19 647.1144% $33.00 $0.68 $133.68 $99.00 $2.05 $401.05 $165.00 $3.42 $668.42 $330.00 $6.85 $1,336.85 18 682.3337% $33.00 $0.64 $133.64 $99.00 $1.94 $400.94 $165.00 $3.24 $668.24 $330.00 $6.49 $1,336.49 17 721.6964% $33.00 $0.61 $133.61 $99.00 $1.83 $400.83 $165.00 $3.06 $668.06 $330.00 $6.13 $1,336.13 16 765.9795% $33.00 $0.57 $133.57 $99.00 $1.73 $400.73 $165.00 $2.88 $667.88 $330.00 $5.77 $1,335.77 15 816.1670% $33.00 $0.54 $133.54 $99.00 $1.62 $400.62 $165.00 $2.70 $667.70 $330.00 $5.41 $1,335.41 14 873.5241% $33.00 $0.50 $133.50 $99.00 $1.51 $400.51 $165.00 $2.52 $667.52 $330.00 $5.05 $1,335.05 13 939.7055% $33.00 $0.46 $133.46 $99.00 $1.40 $400.40 $165.00 $2.34 $667.34 $330.00 $4.68 $1,334.68 12 1,016.9170% $33.00 $0.43 $133.43 $99.00 $1.29 $400.29 $165.00 $2.16 $667.16 $330.00 $4.32 $1,334.32 11 1,108.1670% $33.00 $0.39 $133.39 $99.00 $1.19 $400.19 $165.00 $1.98 $666.98 $330.00 $3.96 $1,333.96 10 1,217.6670% $33.00 $0.36 $133.36 $99.00 $1.08 $400.08 $165.00 $1.80 $666.80 $330.00 $3.60 $1,333.60 9 1,351.5003% $33.00 $0.32 $133.32 $99.00 $0.97 $399.97 $165.00 $1.62 $666.62 $330.00 $3.24 $1,333.24 8 1,518.7920% $33.00 $0.28 $133.28 $99.00 $0.86 $399.86 $165.00 $1.44 $666.44 $330.00 $2.88 $1,332.88 7 1,733.8813% $33.00 $0.25 $133.25 $99.00 $0.75 $399.75 $165.00 $1.26 $666.26 $330.00 $2.52 $1,332.52 6 2,020.6670% $33.00 $0.21 $133.21 $99.00 $0.64 $399.64 $165.00 $1.08 $666.08 $330.00 $2.16 $1,332.16 5 2,422.1670% $33.00 $0.18 $133.18 $99.00 $0.54 $399.54 $165.00 $0.90 $665.90 $330.00 $1.80 $1,331.80
* Credit Access Business
Payday loans should be used responsibly for short-term financial needs only and not as a long-term solution. Those with credit difficulties should seek credit counseling.