Cash Factory USA Cash Advance and Installment Loans

If an unexpected car repair, emergency situation, or other bill has you scrambling for cash but your pay date is still days away, you might be wondering how you’re going to handle it. At Cash Factory USA, you may be able to find a short or longer-term loan option that can help.

We fund our loans quickly with a deposit to your checking account typically by the next business day.

Quick Application

Our application process is quick and easy, get a decision in minutes.

Trusted

Your information will be kept safe and secure.

Customer Satisfaction

We've serviced over 100,000 happy customers and have an "Excellent" Trust Pilot rating.

Why Choose Us?

When you choose to do business with us, you’ll experience an easy application process. Our application is simple, straightforward, and does not require you to click through a lot of links or jump from website to website. Our approval process is fast and is typically completed the same day, often within minutes. We fund our loans quickly with a deposit to your checking account typically by the next business day. Your loan approval is based on your qualifications and any laws your state may have in place governing loans. Have bad credit? You may still qualify for a loan. Check out our rates and terms to learn more about the guidelines in your state, and check back often to find more options for installment loans and other loans for people with bad credit.

Our Products

We offer a quick and easy application process, a fast decision, and money deposited into your checking account typically by the next business day.

We offer installment loans. Installment loans can also be approved quickly. These loans may be better for those who are unable to pay the full amount back on their next pay date. With an installment loan from Cash Factory USA, you may be able to borrow from $100 to $2,000. The longer-term gives you several months to pay back the balance. These loans typically have different income and credit requirements than our other products and are only available in select states.

To better serve our customers, we are always adding new products to serve your needs.

Installment Loans

Cash Factory USA offers installment loans in certain states. These loans may be better for those who are unable to pay the full amount back on their next pay date. With an installment loan from Cash Factory USA, you may be able to borrow from $100 to $2,000. The longer-term installment loans give you several months to pay back the balance. These loans typically have different income and credit requirements than our other shorter-term loan products and are only available in select states.

Our Locations

Cash Factory USA may be able to provide you with a loan if you live in a state we service. We are currently offering loans in DE, ID, MO, NV, TX, UT, and WI. We’re always working to add new states to better serve consumers around the country. Be sure to explore our loan information and requirements for your state before applying since we offer different products and terms depending on the state.

Our Business

When you choose to do business with us, you’ll experience an easy application process. Our application is simple, straightforward, and does not require you to click through a lot of links or jump from website to website. Our approval process is fast and is typically completed the same day or the next day. Your loan approval is based on your qualifications and any laws your state may have in place governing loans.

Have bad credit? You may still qualify for a loan. Check out our rates and terms to learn more about the guidelines in your state, and check back often to find more options for installment loans and other loans for people with bad credit.

To better serve our customers, we are always adding products to serve your needs

* Loan funding times and loan amounts are subject to eligibility. Not all applications are approved. Cash Factory USA is not a lender in all states, and loan approvals and amounts are subject to qualification criteria and applicable state laws. If approved before 9 am PT on a business day, funds are generally deposited via ACH the same day or, if approved before 5:15 pm PT, the next business day.  Some applications may require additional verification to qualify, which could delay funding. See Rates & Terms for your state or call us at 855-374-5626 for more details.

Cash Factory USA may use application information, loan history, and various credit reports as part of their underwriting. TX residents: Cash Factory USA operates as a Credit Access Business, arranging a loan between you and a third party. See Licenses & Registrations for additional information. Short-term loans are not intended to be long-term financial solutions. Customers with credit difficulties should seek credit counseling. A single cash advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive.

2233 Paradise Road, LLC, d/b/a Cash Factory USA
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