Terms & Conditions

Notice: A Short Term Loan provides the cash needed to meet an immediate short-term cash flow problem. It is not a solution for longer term financial problems for which longer term financing may be more appropriate. You may want to discuss your financial situation with a nonprofit financial counseling service in your community. You will be charged additional fees if you renew the loan.

Privacy Policy

We respect the privacy of our subscribers. We do not sell or distribute your cell phone number to third parties for whom you have not approved. We will not directly market any services to you for which you have not previously opted-in. Visit our full Privacy Policy.

States Where Cash Factory USA Provides Services

Cash Factory USA provides services to the following states: California, Missouri, Nevada, Texas, Ohio and Utah.

States Where Cash Factory DOES NOT Provide ANY Services

Cash Factory USA does not provide any loans or services for the following states: Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.