The charts below are examples of the principal and finance charges of a Wisconsin installment loan with Cash Factory USA. The number of days between your funding date and your first payment due date depends on the funding date for your loan and the dates and frequency you receive your income. For borrowers with weekly and bi-weekly pay periods, your payments will be due approximately every two (2) weeks until your loan reaches its maturity date. For borrowers with monthly and semi-monthly pay periods, your payment will be due approximately every thirty (30) days after your first payment is due until your loan reaches its maturity date. Please note, the amount and number of payments will also vary based on the loan amount, the number of payments, and the term of the loan. The actual finance charge and APR of your loan will be disclosed in the federal Truth-In-Lending Statement contained in your loan agreement.
BORROWERS WITH BI-WEEKLY & WEEKLY PAY PERIODS
LOAN TERM IN DAYS
Months
AMOUNT OF LOAN
TYPICAL PAYMENT**
NUMBER OF PAYMENTS
FINANCE CHARGE
TOTAL OF PAYMENTS
APR**
178
6
$200.00
$46.67
13
$406.73
$606.73
597.3600%
178
6
$1000.00
$218.32
13
$1,837.83
$2,873.83
547.4900%
276
9
$550.00
$112.52
20
$1,701.21
$2,251.21
547.5000%
276
9
$1,500.00
$244.44
20
$3,189.29
$4,689.29
397.9100%
360
12
$850.00
$142.53
26
$2,856.12
$3,706.12
447.7700%
360
12
$1,500.00
$226.44
26
$4,387.53
$5,887.53
397.9100%
458
15
$1,250.00
$164.29
33
$4169.29
$5,419.29
348.0400%
458
15
$1,500.00
$197.14
33
$5,005.94
$6,505.94
348.0400%
542
18
$1,300.00
$169.41
39
$5,310.97
$6,610.97
348.0400%
542
18
$1,500.00
$195.48
39
$6,120.85
$7,620.85
348.0400%
** APR and final loan payment may vary based on the actual loan terms.
BORROWERS WITH SEMI-MONTHLY & MONTHLY PAY PERIODS
LOAN TERM IN DAYS
Months
AMOUNT OF LOAN
TYPICAL PAYMENT**
NUMBER OF PAYMENTS
FINANCE CHARGE
TOTAL OF PAYMENTS
APR**
188
6
$200.00
$115.37
6
$492.22
$692.22
590.7700%
188
6
$1,000.00
$536.70
6
$2,220.40
$3,220.40
542.7000%
278
9
$550.00
$271.56
9
$1,876.26
$2,426.26
539.2000%
278
9
$1,500.00
$560.32
9
$3,530.20
$5,030.20
396.5400%
369
12
$850.00
$336.22
12
$3,155.25
$4,005.25
441.9400%
369
12
$1,500.00
$532.33
12
$4,846.45
$6,346.45
394.5100%
461
15
$1,250.00
$382.16
15
$4,445.58
$5,695.58
345.3600%
461
15
$1,500.00
$458.59
15
$5,335.36
$6,835.36
345.3600%
553
18
$1,300.00
$390.99
18
$5,694.40
$6,994.40
343.9100%
553
18
$1,500.00
$451.01
18
$6,569.72
$8,069.72
343.9100%
** APR and final loan payment may vary based on the actual loan terms.
We have helped over 100,000 customers just like you.
Since Cash Factory USA offers a variety of loan products and amounts, you may be able to find exactly what you’re looking for without having to scour the web. We try to eliminate unnecessary hoops for you to jump through and make sure our lending process is straight forward.
We are government licensed and compliant with state and federal laws and regulations.
If Cash Factory USA lending products sound like they may work for your situation, apply now.