Wisconsin Installment Loan Fee Schedule

The charts below are examples of the principal and finance charges of a Wisconsin installment loan with Cash Factory USA. The number of days between your funding date and your first payment due date depends on the funding date for your loan and the dates and frequency you receive your income. For borrowers with weekly and bi-weekly pay periods, your payments will be due approximately every two (2) weeks until your loan reaches its maturity date. For borrowers with monthly and semi-monthly pay periods, your payment will be due approximately every thirty (30) days after your first payment is due until your loan reaches its maturity date. Please note, the amount and number of payments will also vary based on the loan amount, the number of payments, and the term of the loan. The actual finance charge and APR of your loan will be disclosed in the federal Truth-In-Lending Statement contained in your loan agreement.

BORROWERS WITH BI-WEEKLY & WEEKLY PAY PERIODS

LOAN TERM IN DAYSMonthsAMOUNT OF LOANTYPICAL PAYMENT**NUMBER OF PAYMENTSFINANCE CHARGETOTAL OF PAYMENTSAPR**
1786$200.00$46.6713$406.73$606.73597.3600%
1786$1000.00$218.3213$1,837.83$2,873.83547.4900%
2769$550.00$112.5220$1,701.21$2,251.21547.5000%
2769$1,500.00$244.4420$3,189.29$4,689.29397.9100%
36012$850.00$142.5326$2,856.12$3,706.12447.7700%
36012$1,500.00$226.4426$4,387.53$5,887.53397.9100%
45815$1,250.00$164.2933$4169.29$5,419.29348.0400%
45815$1,500.00$197.1433$5,005.94$6,505.94348.0400%
54218$1,300.00$169.4139$5,310.97$6,610.97348.0400%
54218$1,500.00$195.4839$6,120.85$7,620.85348.0400%
** APR and final loan payment may vary based on the actual loan terms.

BORROWERS WITH SEMI-MONTHLY & MONTHLY PAY PERIODS

LOAN TERM IN DAYSMonthsAMOUNT OF LOANTYPICAL PAYMENT**NUMBER OF PAYMENTSFINANCE CHARGETOTAL OF PAYMENTSAPR**
1886$200.00$115.376$492.22$692.22590.7700%
1886$1,000.00$536.706$2,220.40$3,220.40542.7000%
2789$550.00$271.569$1,876.26$2,426.26539.2000%
2789$1,500.00$560.329$3,530.20$5,030.20396.5400%
36912$850.00$336.2212$3,155.25$4,005.25441.9400%
36912$1,500.00$532.3312$4,846.45$6,346.45394.5100%
46115$1,250.00$382.1615$4,445.58$5,695.58345.3600%
46115$1,500.00$458.5915$5,335.36$6,835.36345.3600%
55318$1,300.00$390.9918$5,694.40$6,994.40343.9100%
55318$1,500.00$451.0118$6,569.72$8,069.72343.9100%
** APR and final loan payment may vary based on the actual loan terms.

* Loan funding times and loan amounts are subject to eligibility. Not all applications are approved. Cash Factory USA is not a lender in all states, and loan approvals and amounts are subject to qualification criteria and applicable state laws. If approved before 9 am PT on a business day, funds are generally deposited via ACH the same day or, if approved before 5:15 pm PT, the next business day.  Some applications may require additional verification to qualify, which could delay funding. See Rates & Terms for your state or call us at 855-374-5626 for more details.

Cash Factory USA may use application information, loan history, and various credit reports as part of their underwriting. TX residents: Cash Factory USA operates as a Credit Access Business, arranging a loan between you and a third party. See Licenses & Registrations for additional information. Short-term loans are not intended to be long-term financial solutions. Customers with credit difficulties should seek credit counseling. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive.

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