Installment Loans in Utah

You can easily apply for a Utah installment loan when you use Cash Factory USA. We have a simple application process. We also have quick decisions for those who are qualified. You could get funds you need typically by the next business day.

Our Utah Installment Loan

Cash Factory USA offers installment loans in Utah. Installment loans give you a longer time to pay back what you borrow. They are multi-loan payment loans, which may make it easier to pay over time. They are offered in amounts between $100-$2,000.

Terms for Installment Loans

Utah installment loans are a quick and easy way of borrowing. They allow you to get the money you need for immediate use and pay it back over a period of several months.

Requirements for Utah installment loans are:

  • Your maximum loan amount may not exceed $2,000.
  • Your loan term will be between 120-180 days.
  • Your loan payments will be scheduled to occur on your cash advance.
  • You must have an open and active checking account.

There are different regulations for Utah installment loans and cash advance loans. We are both state and federal government compliant for installment loans.

Installment Loan Fee Schedule and APR

Please click here for detailed fee schedule and APR.

Registration

Cash Factory USA is subject to section 70C of the Utah Code. If a problem cannot be resolved by speaking with a lender and the nature of the complaint is something other than a high rate of interest or lack of funds to pay the loan then you may call the Department for regulatory relief if warranted. Utah residents may contact the Utah State Department of Financial Institutions at 801-538-8830.

Utah Consumer Credit Notification

* Loan funding times and loan amounts are subject to eligibility. Not all applications are approved. Cash Factory USA is not a lender in all states, and loan approvals and amounts are subject to qualification criteria and applicable state laws. If approved before 9 am PT on a business day, funds are generally deposited via ACH the same day or, if approved before 5:15 pm PT, the next business day.  Some applications may require additional verification to qualify, which could delay funding. See Rates & Terms for your state or call us at 855-374-5626 for more details.

Cash Factory USA may use application information, loan history, and various credit reports as part of their underwriting. TX residents: Cash Factory USA operates as a Credit Access Business, arranging a loan between you and a third party. See Licenses & Registrations for additional information. Short-term loans are not intended to be long-term financial solutions. Customers with credit difficulties should seek credit counseling. A single cash advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive.

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