Installment Loans in Utah

You can easily apply for a Utah installment loan when you use Cash Factory USA. We have a simple application process. We also have quick decisions for those who are qualified. You could get funds you need typically by the next business day.

Our Utah Installment Loan

Cash Factory USA offers installment loans in Utah. Installment loans give you a longer time to pay back what you borrow. They are multi-loan payment loans, which may make it easier to pay over time. They are offered in amounts between $100-$1,500.

Terms for Installment Loans

Utah installment loans are a quick and easy way of borrowing. They allow you to get the money you need for immediate use and pay it back over a period of several months.

Requirements for Utah installment loans are:

  • Your maximum loan amount may not exceed $1,500.
  • Your loan term will be between 120-180 days.
  • Your loan payments will be scheduled to occur on your paydays.
  • You must have an open and active checking account.

There are different regulations for Utah installment loans and payday loans. We are both state and federal government compliant for installment loans.

Installment Loan Fee Schedule and APR

Please click here for detailed fee schedule and APR.


Cash Factory USA is subject to section 70C of the Utah Code. If a problem cannot be resolved by speaking with a lender and the nature of the complaint is something other than a high rate of interest or lack of funds to pay the loan then you may call the Department for regulatory relief if warranted. Utah residents may contact the Utah State Department of Financial Institutions at 801-538-8830.

Utah Consumer Credit Notification