Terms for Installment Loans
An installment loan is multi-payment loan usually between $100-$1,000 (depending on income and state laws) that is designed to help you pay for immediate expenses and repay the balance over the next several months.
Requirements for Utah installment loans are:
- Your maximum loan amount may not exceed $1,000.
- Your loan term will be between 120-180 days.
- Your loan payments will be scheduled to occur on your paydays.
Installment Loan Fee Schedule and APR
Please click here for detailed fee schedule and APR
Cash Factory USA is subject to section 70C of the Utah Code. If a problem cannot be resolved by speaking with a lender and the nature of the complaint is something other than a high rate of interest or lack of funds to pay the loan then you may call the Department for regulatory relief, if warranted. Utah residents may contact the Utah State Department of Financial Institutions at 801-538-8830.