Missouri Installment Loan Fee Schedule

The charts below are examples of the principal and finance charges you will pay for your Missouri installment loan with Cash Factory USA. Please note, the amount and number of payments will vary based on the loan amount, the number of payments, and the term of the loan. The actual finance charge and APR of your loan will be disclosed in the federal Truth-In-Lending Statement contained in your loan agreement.

BORROWERS WITH BI-WEEKLY & WEEKLY PAY PERIODS
LOAN TERM IN DAYS1 AMOUNT OF LOAN TYPICAL PAYMENT2 NUMBER OF PAYMENTS FINANCE CHARGE TOTAL OF PAYMENTS APR
134 $100.00 $24.07 12 $188.68 $288.68 597.3322%
134 $300.00 $72.20 12 $566.52 $866.52 597.3602%
134 $500.00 $120.34 12 $943.97 $1,443.97 597.3613%
134 $1,000.00 $240.68 12 $1,887.87 $2,887.87 597.3565%

(1) Sample loan term assumes a 134-day loan term funding on September 16th, 2019 with bi-weekly payments commencing on September 27th, 2019.

(2) Sample loan repayment schedule includes 12 installments. Payment dates may be adjusted for borrower's convenience. Please note the final installment may be slightly higher or lower.


BORROWERS WITH SEMI-MONTHLY PAY PERIODS
LOAN TERM IN DAYS1 AMOUNT OF LOAN TYPICAL PAYMENT2 NUMBER OF PAYMENTS FINANCE CHARGE TOTAL OF PAYMENTS APR
134 $100.00 $26.98 11 $196.74 $296.74 590.1191%
134 $300.00 $80.94 11 $590.27 $890.27 590.1302%
134 $500.00 $134.89 11 $984.03 $1,484.03 590.1225%
134 $1,000.00 $269.79 11 $1,967.63 $2,967.63 590.1142%

(1) Sample loan term assumes a 134-day loan term funding on September 16th, 2019 with semi-monthly payments commencing on October 1st, 2019.

(2) Sample loan repayment schedule includes 11 installments. Payment dates may be adjusted for borrower's convenience. Please note the final installment may be slightly higher or lower.


BORROWERS WITH MONTHLY PAY PERIODS
LOAN TERM IN DAYS1 AMOUNT OF LOAN TYPICAL PAYMENT2 NUMBER OF PAYMENTS FINANCE CHARGE TOTAL OF PAYMENTS APR
134 $100.00 $45.36 6 $172.15 $272.15 601.6855%
134 $300.00 $136.08 6 $516.47 $816.47 601.6920%
134 $500.00 $226.80 6 $860.75 $1,360.75 601.6855%
134 $1,000.00 $453.60 6 $1,721.57 $2,721.57 601.6923%

(1) Sample loan term assumes a 134-day loan term funding on September 16th, 2019 with semi-monthly payments commencing on October 1st, 2019.

(2) Sample loan repayment schedule includes 6 installments. Payment dates may be adjusted for borrower's convenience. Please note the final installment may be slightly higher or lower.