About Cash Factory USA

With our helpful loan products, leading online technology, and drive for constant improvement, we work hard to be your top choice for short-term and longer-term loans. Our products are made to suit a variety of financial needs. We are a highly rated loan company that has been in business for more than 10 years, has served more than 100,000 customers, and has originated over $100,000,000 in loans. However, our products are not for everybody and there are qualifications and requirements. Be sure to learn more about our rates and terms before applying.

Our Company

We work hard each day to provide loan products that will meet your financial needs. When you’re in an emergency situation or find yourself needing to borrow money, we may have an option that will work for you. From shorter-term loans to longer-term ones, we can get you the financial help you need. We treat all our clients the same; we are dedicated to your success.

After years in the lending industry, we’ve found what works and what gives our customers the best experience. With an excellent TrustPilot rating, you will receive our best service whether you are a first-time borrower or a returning one.

Our company always meets strict government regulations and is licensed in each state that we operate in.

Our Mission

Our mission is to provide innovative financial products and high-quality service delivered with friendliness, individual pride, and company spirit that creates value for our customers and team members.

Our Vision

We constantly improve and strive to be the innovator and leader in our industry. Our culture encourages employees to be themselves, to have fun, and to inspire each other towards success, while doing the right thing for our customers.

Our Values

  • Constant improvement
  • Succeed as a team
  • Do the right thing
  • Treat our customers with the respect they deserve

For more information about our products, services, or lending terms, please contact us at support@cashfactoryusa.com, 855-374-5626.

* Loan funding times and loan amounts are subject to eligibility. Not all applications are approved. Cash Factory USA is not a lender in all states, and loan approvals and amounts are subject to qualification criteria and applicable state laws. If approved before 9 am PT on a business day, funds are generally deposited via ACH the same day or, if approved before 5:15 pm PT, the next business day.  Some applications may require additional verification to qualify, which could delay funding. See Rates & Terms for your state or call us at 855-374-5626 for more details.

Cash Factory USA may use application information, loan history, and various credit reports as part of their underwriting. TX residents: Cash Factory USA operates as a Credit Access Business, arranging a loan between you and a third party. See Licenses & Registrations for additional information. Short-term loans are not intended to be long-term financial solutions. Customers with credit difficulties should seek credit counseling. A single cash advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive.

2233 Paradise Road, LLC, d/b/a Cash Factory USA
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