Installment Loan Online for Returning Customers

Have you had an online loan from Cash Factory USA before? If so, you may be able to qualify for a loan product from us again. Whether you’re looking for a short term or a long term loan, we may have a product that could help you get out of an emergency situation.

Lending Guidelines

As a prior customer, you are eligible for expedited processing every time you apply for a loan. We make it easy to apply for a loan again.

Simply log in to your account to begin the process

At Cash Factory USA, we work to stay compliant with all government regulations. These rules may dictate how we lend, who we lend to, and the amount we’re able to lend. Keep in mind that we follow these laws at all times, and they play a large role in our approval process. Be sure to explore our rates and terms for your state before applying.

Apply now to find out if you qualify for an installment loan online.

* Loan funding times and loan amounts are subject to eligibility. Not all applications are approved. Cash Factory USA is not a lender in all states, and loan approvals and amounts are subject to qualification criteria and applicable state laws. If approved before 9 am PT on a business day, funds are generally deposited via ACH the same day or, if approved before 5:15 pm PT, the next business day.  Some applications may require additional verification to qualify, which could delay funding. See Rates & Terms for your state or call us at 855-374-5626 for more details.

Cash Factory USA may use application information, loan history, and various credit reports as part of their underwriting. TX residents: Cash Factory USA operates as a Credit Access Business, arranging a loan between you and a third party. See Licenses & Registrations for additional information. Short-term loans are not intended to be long-term financial solutions. Customers with credit difficulties should seek credit counseling. A single cash advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive.

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