Delaware Installment Loan Fee Schedule

The charts below are examples of the principal and finance charges you will pay for your Delaware installment loan with Cash Factory USA. Please note, the amount and number of payments will vary based on the loan amount, the number of payments, and the term of the loan. The actual finance charge and APR of your loan will be disclosed in the federal Truth-In-Lending Statement contained in your loan agreement.

BORROWERS WITH BI-WEEKLY & WEEKLY PAY PERIODS

LOAN TERM IN DAYS1AMOUNT OF LOANTYPICAL PAYMENT2NUMBER OF PAYMENTSFINANCE CHARGETOTAL OF PAYMENTSAPR
170$100.00$24.0412$188.36$288.36544.9000%
170$300.00$72.1112$565.23$865.23544.9100%
170$500.00$120.1912$942.17$1,442.17544.9100%
170$1,000.00$240.2912$1,884.25$2,884.25544.9100%
(1) Sample loan term assumes a 170-day loan term funding on December 2, 2020 with bi-weekly payments commencing on December 18, 2020.
(2) Sample loan repayment schedule includes 12 installments. Payment dates may be adjusted for borrower’s convenience. Please note the final installment may be slightly higher or lower.

BORROWERS WITH SEMI-MONTHLY PAY PERIODS

LOAN TERM IN DAYS1AMOUNT OF LOANTYPICAL PAYMENT2NUMBER OF PAYMENTSFINANCE CHARGETOTAL OF PAYMENTSAPR
164$100.00$25.0511$175.59$275.59542.5900%
164$300.00$75.1511$526.66$826.66542.5600%
164$500.00$125.2611$877.68$1,377.68542.5900%
164$1,000.00$250.5111$1,755.43$2,755.43542.5700%
(1) Sample loan term assumes a 164-day loan term funding on December 2, 2020 with semi-monthly payments commencing on December 15, 2020.
(2) Sample loan repayment schedule includes 11 installments. Payment dates may be adjusted for borrower’s convenience. Please note the final installment may be slightly higher or lower.

BORROWERS WITH MONTHLY PAY PERIODS

LOAN TERM IN DAYS1AMOUNT OF LOANTYPICAL PAYMENT2NUMBER OF PAYMENTSFINANCE CHARGETOTAL OF PAYMENTSAPR
161$100.00$58.925$194.59$294.59509.1000%
161$300.00$176.765$583.74$883.74509.0900%
161$500.00$294.595$972.97$1,472.97509.0900%
161$1,000.00$589.195$1,945.90$2,945.90509.1000%
(1) Sample loan term assumes a 171-day loan term funding on December 2, 2020 with monthly payments commencing on January 13, 2021.
(2) Sample loan repayment schedule includes 6 installments. Payment dates may be adjusted for borrower’s convenience. Please note the final installment may be slightly higher or lower.